Last Updated: June 1st 2026, Version 1.0
Overview
This Refund Policy applies to products and services sold directly by Karen Kramp through KarenKramp.com and KarenKramp.dk.
By purchasing a product or service, you agree to this Refund Policy.
Digital Products
Digital products may include:
Ebooks (PDFs)
Digital workbooks
Online courses
Recorded trainings
Downloadable educational resources
Because digital products are delivered electronically and may be accessed immediately after purchase, all sales are final.
No refunds will be provided for:
Change of mind
Accidental purchases
Failure to use the product
Lack of desired results
Incompatibility with personal preferences or expectations
Please review product descriptions carefully before purchasing.
Immediate Access to Digital Content
By purchasing a digital product that is delivered immediately, you expressly request and consent to immediate access to the digital content.
Where permitted by applicable law, this acknowledgement may affect any statutory right of withdrawal that would otherwise apply to digital content.
Coaching and Consulting Services
Karen Kramp offers one-time coaching and consulting sessions.
Cancellation More Than 5 Days Before the Session
If you cancel at least five (5) calendar days before the scheduled session, you are eligible for a full refund.
Cancellation Less Than 5 Days Before the Session
Cancellations made less than five (5) calendar days before the scheduled session are non-refundable.
Missed Appointments
If you fail to attend a scheduled coaching or consulting session without prior notice, the session is considered forfeited and no refund will be provided.
Rescheduling
Requests to reschedule a coaching or consulting session may be considered on a case-by-case basis.
Approval of a rescheduling request is at the sole discretion of Karen Kramp.
Refund Processing
Approved refunds will be issued through the original payment method whenever reasonably possible.
Refund processing times depend on the payment provider and financial institution involved.
Third-Party Products and Services
This Refund Policy applies only to products and services sold directly by Karen Kramp.
Affiliate products, third-party programs, software, courses, memberships, and services purchased through external providers are subject to the refund policies of the respective provider.
Karen Kramp is not responsible for administering or approving refunds for products sold by third parties.
Consumer Rights
Nothing in this Refund Policy is intended to limit or exclude any mandatory consumer rights that may apply under applicable law.
Where consumer protection laws provide rights that cannot legally be waived, those rights remain unaffected.
Contact
Questions regarding this Refund Policy may be directed to:
Karen Kramp
Aarhus Ø, 8000 Aarhus C, Denmark
Last Updated: June 1st, 2026, Version 1.0
General Disclaimer
The information provided on KarenKramp.com, KarenKramp.dk, in emails, social media content, downloadable resources, coaching sessions, courses, workbooks, trainings, and related materials is for educational and informational purposes only.
While every effort is made to provide accurate and up-to-date information, no representations or warranties are made regarding the completeness, accuracy, reliability, suitability, or availability of any information provided.
Any reliance you place on information provided through this Website or related materials is strictly at your own risk.
Educational Purpose Only
All content provided by Karen Kramp is intended for educational purposes.
Nothing on this Website or in related materials should be interpreted as:
Legal advice
Financial advice
Investment advice
Tax advice
Accounting advice
Professional advice specific to your personal circumstances
You should consult qualified professionals before making decisions relating to business, legal, financial, tax, or investment matters.
Business Opportunity Disclaimer
This Website may discuss topics including:
Online business
Entrepreneurship
Personal branding
Digital marketing
Affiliate marketing
Coaching
Consulting
Career reinvention
Business education
The information provided is intended to help individuals learn, evaluate opportunities, and develop skills.
No representation is made that participation in any educational program, training, coaching service, or business opportunity will result in financial success, income generation, client acquisition, or business growth.
Business success depends on numerous factors including:
Skills
Experience
Effort
Consistency
Market conditions
Competition
Timing
Individual circumstances
Many factors are outside the control of Karen Kramp.
No Earnings Disclaimer
Any examples of income, revenue, business growth, audience growth, customer acquisition, or other results are provided for illustrative purposes only.
No guarantee is made that you will achieve:
Income
Revenue
Profit
Business success
Audience growth
Career transition outcomes
Specific results of any kind
Individual results vary significantly.
Past performance is not a guarantee of future results.
Any testimonials, case studies, personal stories, or examples reflect individual experiences and should not be interpreted as promises or guarantees.
Coaching Disclaimer
Coaching and consulting services are intended to provide guidance, education, accountability, and support.
Karen Kramp does not guarantee any particular outcome from coaching or consulting services.
Clients remain fully responsible for:
Their decisions
Their actions
Their business activities
Their implementation of ideas and recommendations
Coaching is not therapy, counseling, legal advice, financial advice, or investment advice.
Affiliate Disclaimer
This Website may contain affiliate links.
If you click an affiliate link and make a purchase, Karen Kramp may receive a commission at no additional cost to you.
Affiliate commissions help support the operation of the Website and the creation of free educational content.
Products and services may be recommended based on personal experience, research, perceived value, or professional judgment.
However, you remain responsible for conducting your own due diligence before making any purchasing decisions.
Third-Party Content Disclaimer
This Website may reference or link to third-party websites, products, services, software platforms, courses, communities, tools, or resources.
Karen Kramp is not responsible for:
Third-party content
Product quality
Service quality
Claims made by third parties
Privacy practices
Terms of service
Business practices
Any interaction with a third-party provider is solely between you and that provider.
Testimonials Disclaimer
Testimonials appearing on this Website, in emails, social media content, videos, presentations, or promotional materials reflect the real experiences of individual users.
Testimonials are not intended to represent or guarantee that current or future users will achieve the same or similar results.
Results vary based on numerous individual factors.
Technology and AI Disclaimer
Content may include discussion of artificial intelligence (AI), digital tools, software platforms, automation systems, and related technologies.
Technology evolves rapidly.
Karen Kramp makes no guarantee regarding:
Future availability of tools
Platform functionality
Software performance
Business outcomes resulting from technology use
Users are responsible for independently evaluating any technology, software, or platform before relying upon it
.
Limitation of Liability
To the fullest extent permitted by applicable law, Karen Kramp shall not be liable for any loss, damage, claim, expense, or liability arising from:
Use of the Website
Reliance on information provided
Business decisions
Purchases made through affiliate links
Participation in courses or coaching
Use of third-party products or services
Technology failures
Website interruptions
Your use of this Website and related materials is entirely at your own risk.
Contact
If you have questions regarding this Disclaimer, please contact:
Karen Kramp
Aarhus Ø, 8000 Aarhus C, Denmark