Terms & Conditions

Last Updated: June 1st, 2026, Version 1.0

1. Acceptance of These Terms

Welcome to KarenKramp.com and KarenKramp.dk ("Website").

By accessing this Website, downloading resources, subscribing to emails, purchasing products or services, booking appointments, or otherwise interacting with this Website, you agree to be bound by these Terms & Conditions. If you do not agree with these Terms, please do not use this Website.

2. Business Information

This Website is operated by:

Karen Kramp

Aarhus Ø, 8000 Aarhus C, Denmark

Email: [email protected]

3. Website Purpose

This Website provides:

Educational content

Blog articles

Free resources

Lead magnets

Digital products

Online courses

Digital workbooks

Recorded trainings

Coaching and consulting services

Information about third-party products and services

Affiliate recommendations

All content is provided for informational and educational purposes only.

4. Eligibility

You must be at least 18 years old to purchase products or services from this Website.

By using this Website, you confirm that you are legally capable of entering into binding agreements.

5. Intellectual Property

Unless otherwise stated, all content on this Website is owned by Karen Kramp and is protected by applicable intellectual property laws.

This includes:

Text

Articles

Videos

Graphics

Downloads

Training materials

Workbooks

Course content

Branding

Logos

Purchasing a product grants you a limited, non-transferable license for personal use only.

You may not:

Copy

Reproduce

Republish

Distribute

Resell

Modify

Share login credentials

Share purchased materials

without prior written permission.

6. Digital Products

Digital products may include:

Ebooks

Workbooks

Online courses

Recorded trainings

Downloadable resources

Access is typically provided immediately after successful payment.

You are responsible for ensuring that the email address provided during purchase is accurate.

7. Coaching and Consulting Services

Coaching and consulting services are educational and informational in nature.

No specific outcome, result, revenue level, business success, or personal achievement is guaranteed.

The success of any coaching or consulting engagement depends on many factors beyond my control, including your own actions and circumstances.

8. Scheduling and Cancellation

Coaching sessions may be scheduled through approved booking systems.

Client Cancellation

A full refund will be provided if a coaching session is cancelled at least five (5) days before the scheduled session.

Cancellations made less than five (5) days before the scheduled session are non-refundable.

Rescheduling

Requests to reschedule may be considered at my discretion.

9. Prices and Payments

Prices are displayed in the currency specified at checkout.

Payments may be processed through:

Stripe

PayPal

Other approved payment processors

You agree to provide accurate payment information.

I reserve the right to change pricing at any time.

10. Taxes

Customers are responsible for any taxes applicable to their purchases.

Where required by law, taxes may be collected and remitted through payment providers or sales systems.

11. Refund Policy

Digital Products

Because digital products are delivered immediately and can be accessed instantly, all sales are final.

No refunds are provided for:

Ebooks

Workbooks

Online courses

Recorded trainings

Downloadable resources

Coaching Services

Refunds are available only when cancellation occurs at least five (5) days before the scheduled session.

See Section 8 for details.

Nothing in this section limits any mandatory consumer rights that may apply under applicable law.

12. Affiliate Relationships

This Website may contain affiliate links.

If you click an affiliate link and purchase a product or service, I may receive a commission at no additional cost to you.

I only recommend products and services I believe may provide value, but you are responsible for conducting your own due diligence before making purchasing decisions.

13. Third-Party Websites

This Website may link to third-party websites.

I do not control and am not responsible for:

Third-party content

Services

Products

Privacy practices

Business practices

Any interaction with a third-party website is solely between you and that third party.

14. Educational Purpose Only

All content provided through this Website is intended for educational and informational purposes.

Nothing on this Website constitutes:

Legal advice

Financial advice

Investment advice

Tax advice

Professional advice tailored to your specific situation

You should seek appropriate professional advice before making decisions based on Website content.

15. No Earnings or Income Guarantees

Any examples, testimonials, case studies, personal stories, or discussions of business results are illustrative only.

I do not guarantee:

Income

Revenue

Business success

Customer acquisition

Profitability

Specific outcomes

Individual results vary significantly.

Your success depends on your own actions, experience, market conditions, effort, and many other factors beyond my control.

16. Limitation of Liability

To the fullest extent permitted by law, Karen Kramp shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from:

Use of the Website

Reliance on Website content

Purchase of products or services

Business decisions made by users

Technical interruptions

Third-party services

If liability cannot legally be excluded, liability shall be limited to the amount paid by the customer for the relevant product or service.

17. Indemnification

You agree to indemnify and hold harmless Karen Kramp from any claims, losses, liabilities, damages, expenses, or legal costs arising from:

Your use of the Website

Violation of these Terms

Violation of applicable laws

Misuse of products or services

18. Privacy

Your use of this Website is also governed by the Privacy Policy.

Please review the Privacy Policy for details on how personal information is collected and processed.

19. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of Denmark.

Nothing in these Terms limits any mandatory consumer rights that may apply under the laws of your country of residence.

20. Changes to These Terms

I reserve the right to modify these Terms at any time.

Updated versions become effective when published on this Website.

21. Contact

Karen Kramp

Aarhus Ø, 8000 Aarhus C, Denmark

[email protected]

Last Updated: June 1st, 2026, Version 1.0

General Disclaimer

The information provided on KarenKramp.com, KarenKramp.dk, in emails, social media content, downloadable resources, coaching sessions, courses, workbooks, trainings, and related materials is for educational and informational purposes only.

While every effort is made to provide accurate and up-to-date information, no representations or warranties are made regarding the completeness, accuracy, reliability, suitability, or availability of any information provided.

Any reliance you place on information provided through this Website or related materials is strictly at your own risk.

Educational Purpose Only

All content provided by Karen Kramp is intended for educational purposes.

Nothing on this Website or in related materials should be interpreted as:

Legal advice

Financial advice

Investment advice

Tax advice

Accounting advice

Professional advice specific to your personal circumstances

You should consult qualified professionals before making decisions relating to business, legal, financial, tax, or investment matters.

Business Opportunity Disclaimer

This Website may discuss topics including:

Online business

Entrepreneurship

Personal branding

Digital marketing

Affiliate marketing

Coaching

Consulting

Career reinvention

Business education

The information provided is intended to help individuals learn, evaluate opportunities, and develop skills.

No representation is made that participation in any educational program, training, coaching service, or business opportunity will result in financial success, income generation, client acquisition, or business growth.

Business success depends on numerous factors including:

Skills

Experience

Effort

Consistency

Market conditions

Competition

Timing

Individual circumstances

Many factors are outside the control of Karen Kramp.

No Earnings Disclaimer

Any examples of income, revenue, business growth, audience growth, customer acquisition, or other results are provided for illustrative purposes only.

No guarantee is made that you will achieve:

Income

Revenue

Profit

Business success

Audience growth

Career transition outcomes

Specific results of any kind

Individual results vary significantly.

Past performance is not a guarantee of future results.

Any testimonials, case studies, personal stories, or examples reflect individual experiences and should not be interpreted as promises or guarantees.

Coaching Disclaimer

Coaching and consulting services are intended to provide guidance, education, accountability, and support.

Karen Kramp does not guarantee any particular outcome from coaching or consulting services.

Clients remain fully responsible for:

Their decisions

Their actions

Their business activities

Their implementation of ideas and recommendations

Coaching is not therapy, counseling, legal advice, financial advice, or investment advice.

Affiliate Disclaimer

This Website may contain affiliate links.

If you click an affiliate link and make a purchase, Karen Kramp may receive a commission at no additional cost to you.

Affiliate commissions help support the operation of the Website and the creation of free educational content.

Products and services may be recommended based on personal experience, research, perceived value, or professional judgment.

However, you remain responsible for conducting your own due diligence before making any purchasing decisions.

Third-Party Content Disclaimer

This Website may reference or link to third-party websites, products, services, software platforms, courses, communities, tools, or resources.

Karen Kramp is not responsible for:

Third-party content

Product quality

Service quality

Claims made by third parties

Privacy practices

Terms of service

Business practices

Any interaction with a third-party provider is solely between you and that provider.

Testimonials Disclaimer

Testimonials appearing on this Website, in emails, social media content, videos, presentations, or promotional materials reflect the real experiences of individual users.

Testimonials are not intended to represent or guarantee that current or future users will achieve the same or similar results.

Results vary based on numerous individual factors.

Technology and AI Disclaimer

Content may include discussion of artificial intelligence (AI), digital tools, software platforms, automation systems, and related technologies.

Technology evolves rapidly.

Karen Kramp makes no guarantee regarding:

Future availability of tools

Platform functionality

Software performance

Business outcomes resulting from technology use

Users are responsible for independently evaluating any technology, software, or platform before relying upon it

.

Limitation of Liability

To the fullest extent permitted by applicable law, Karen Kramp shall not be liable for any loss, damage, claim, expense, or liability arising from:

Use of the Website

Reliance on information provided

Business decisions

Purchases made through affiliate links

Participation in courses or coaching

Use of third-party products or services

Technology failures

Website interruptions

Your use of this Website and related materials is entirely at your own risk.

Contact

If you have questions regarding this Disclaimer, please contact:

Karen Kramp

Aarhus Ø, 8000 Aarhus C, Denmark

[email protected]